Privacy Policy

Effective Date: October 2025

At OctoBudget, we value your trust and privacy. This policy explains how we handle your information when you use our app or website.

1. Information We Collect

We collect only the minimum data needed to create and maintain your account—such as your email and authentication credentials (Google or Apple sign-in).
Your budgeting data, goals, and preferences are securely stored to make the app function properly. We do not sell or share your personal or financial data with third parties.

2. How We Use Your Data

We use your information solely to:

• Provide access to your account and synchronize data across devices.

• Improve the reliability and performance of OctoBudget.

• Communicate important updates or security notifications.

3. Data Security

We apply modern encryption and secure storage practices to protect your data both in transit and at rest. Local copies may exist on your device for offline access, but sensitive data remains protected.

4. Account Deletion

You can permanently delete your account from the app settings at any time. Once deleted, all data associated with your account is removed from our systems and cannot be recovered.

5. Updates to This Policy

We may update this Privacy Policy occasionally. Any updates will appear on this page and within the OctoBudget app.

6. Contact Us

If you have questions or concerns about your data or this policy, contact us at
📧 support@octobudget.com